Credit Cards

Credit cards that offer purchase protection

June 23, 2025No Comments1 Min Read

Credit cards that offer purchase protection

Blue Cash Preferred® Card from American Express image

Best for groceries

Blue Cash Preferred® Card from American Express

4.4

Learn More

in our Bankrate review

The Blue Cash Preferred® Card offers one of the best rewards rates on groceries, streaming services and U.S. gas stations among all rewards credit cards on the market today.

This card also covers new purchases for 90 days against damage or theft up to $1,000 per claim and $50,000 per account.
Pros

The amount you can claim on purchase protection is twice as high as other issuer’s protection programs.

The card includes a pretty good intro APR offer on both purchases and balance transfers — great if you have a big purchase coming up or need to pay down some debt.
Cons

The card has a $95 annual fee so make sure you earn regularly in the rewards categories on this card.

You’ll earn 6 percent cash back in the grocery rewards category, but it has a spending cap of up to $6,000 per year.

See also How our experts’ credit scores changed with credit card consolidation loans

cards credit offer Protection purchase

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