The American Express® Gold Card is a heavy-hitter for food and dining purchases, offering 4X Membership Rewards points on restaurant purchases worldwide (up to $50,000 in purchases per calendar year, then 1X) and on U.S. supermarket purchases (up to $25,000 in purchases per year, then 1X points). It also awards 3X points on flights booked directly with airlines or through American Express Travel, 2X points on prepaid hotels and other eligible purchases through Amex Travel and 1X on all other purchases.
These boosted rates are generous enough to help offset the card’s $325 annual fee with modest spending, but the card’s additional perks — including up to a $100 hotel experience credit (on bookings of 2 nights or more with The Hotel Collection through Amex Travel), up to $120 annually in Uber Cash ($10 per month, automatically) and up to $120 annually in dining credits (as up to $10 per month in statement credits toward purchases with select merchants) — sweeten the pot. Like with the American Express Green Card and the Platinum Card, every Membership Rewards point you earn is transferable to Delta SkyMiles.
