Earning 100,000 Chase Ultimate Rewards® points can sound like a daunting task, but a new introductory offer is making it a lot easier. For a limited time, new applicants for the Chase Sapphire Preferred® Card can earn a higher-than-usual sign-up bonus: Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
What can you do with 100,000 Ultimate Rewards points? Some people prefer quantity over quality, opting for budget-friendly digs and economy seats. With lower costs, it becomes easier to take either more trips or longer ones. Others might prefer to splash out on aspirational redemptions, such as a business class flight or luxurious five-star hotel stays.
🤓Nerdy Tip
Chase Ultimate Rewards® are a transferable currency, meaning you can move your points at a 1:1 ratio to one of Chase’s airline or hotel partners. Transferring points can help you get the most value out of your Chase points.
With the Chase Sapphire Preferred® Card, you get a fixed value of 1.25 cents per point when redeeming them through Chase’s travel portal. However, by taking advantage of Chase’s transfer partners, your points value can easily exceed that number.
Full list of Chase transfer partners
To calculate the value of your redemption, use this formula: [ Total price in cash – Taxes and fees for the award, if applicable ] / [ Points cost for the award ]
Regardless of how you travel, here are 11 ways to spend 100,000 Chase Ultimate Rewards® points on your next vacation.
1. Fly to London in business class round trip from the West Coast
(Photo by Meghan Coyle)
How to book: For 82,000 points transferred to Virgin Atlantic Flying Club and about $900 in taxes and fees, you can book round-trip flights from the West Coast (think San Francisco, Seattle and Los Angeles) to London on Virgin Atlantic’s Upper Class. The business class experience includes access to the British airline’s popular Clubhouse lounges at select airports, including the brand-new Virgin Atlantic Clubhouse at Los Angeles International Airport. East Coast flyers can book these flights for as little as 58,000 points round-trip, leaving some extra points for a hotel award redemption.
Redemption value: These round-trip flights in business class from the West Coast can often cost upward of $4,000. A sample booking for January 2026 priced out to $4,132, a value of nearly 4 cents per point.
2. Enjoy a one-way first class flight to Europe
(Photo by Benjamin Din)
How to book: International first class flights, a step above business class, offer a surreal experience in the sky that’s the best of the best. Multiple airlines have first class flights from the U.S. to Europe that are bookable with Chase points. Keep in mind that these flights are expensive, whether paying with points or cash, so you’ll only be able to get a one-way flight with 100,000 Chase points.
You can book Lufthansa first class by transferring Chase points to Air Canada’s Aeroplan program. Expect to pay 90,000 points for flights to or from the East Coast and 100,000 going to or from the West Coast. If you can, try to start your itinerary from or connect through Frankfurt, where Lufthansa has an entire terminal dedicated to first class passengers and a ground transfer service to bring you from the terminal to your plane.
You can fly from New York to Frankfurt, Germany, in Singapore Airlines’ first class by transferring 97,000 Chase points to the airline’s KrisFlyer program. If you can, start your journey from New York rather than Frankfurt, where you’ll have access to the Virgin Atlantic Clubhouse at John F. Kennedy International Airport.
Emirates offers two routes between the U.S. and Europe: New York City to Milan and Newark, N.J., to Athens, Greece. These can be booked by transferring 102,000 Chase points to the Emirates Skywards program. You’ll also pay around $105 in taxes and fees. If you can, opt for the flight to Milan, which uses a plane that lets you shower in the air and features an onboard bar.
Redemption value: You can get eye-popping value for first class flight redemptions, but it’s best to take this number with a grain of salt as cash prices for one-way international flights are often more expensive than round trips. For example, a one-way first class flight from Frankfurt to San Francisco can cost more than $11,000, netting a whopping redemption value of more than 11 cents per point.
3. Book economy flights for two and visit Paris, Amsterdam and another European city
(Photo by Sally French)
How to book: For exactly 100,000 Chase points transferred to Air France-KLM’s Flying Blue program, you and your travel partner can visit three European cities for the price of one. That’s because Flying Blue offers a free stopover program, allowing you to turn a layover in Paris or Amsterdam into a multiday stay. For example, let’s say you want to visit Rome. Instead of searching for a direct flight there, consider taking Air France to Rome with a stopover in Paris and flying with KLM back to the U.S. with a stopover in Amsterdam. To book award redemptions with a stopover, you’ll need to call Flying Blue.
Redemption value: Adding in the stopovers complicates the redemption value calculation. However, round-trip flights to Europe usually cost $500 per person on the lower end, and that’s not including the value of the stopover. Flying Blue award tickets also come with benefits like free seat selection as early as time of booking on transatlantic flights.
4. Book a one-way first class flight to/from Tokyo
(Photo by Benjamin Din)
How to book: You can fly in All Nippon Airways’ first class cabin from the U.S. to Tokyo for as little as 57,500 Chase points transferred to Virgin Atlantic Flying Club. That low price applies for flights to and from Honolulu. Expect to pay 72,500 points for flights from the West Coast and 85,000 points for flights further east. Look for flights that have ANA’s newest first class product, The Suite.
Redemption value: One-way cash prices for ANA’s flight from New York to Tokyo can reach nearly $20,000. The cheapest price available in the next year was $15,143, a redemption value of more than 17 cents. (Again, take this number with a grain of salt.)
5. Fly round-trip in business class from the West Coast to Tokyo
(Photo courtesy of All Nippon Airways)
How to book: If you can find award availability, you can book round-trip business class flights from the West Coast to Tokyo on ANA by transferring 105,000 Chase points to Virgin Atlantic Flying Club. Look for flights equipped with ANA’s latest business class seat, The Room.
Redemption value: A look at prices for round-trip flights between Seattle and Tokyo showed a minimum of $4,700 for ANA business class. If you booked those using points, you’d get nearly 4.5 cents per point in value.
6. Stay for six nights in Honolulu (or book two rooms for three nights)
(Photo by Benjamin Din)
How to book: If you don’t need five-star accommodations, you can book six nights at the Hyatt Place Waikiki Beach in Honolulu by transferring 90,000 Chase points to the World of Hyatt program. Alternatively, you could book two rooms for three nights if you’re traveling with a larger group. Keep in mind that you can only book one room with points online at a time; otherwise, reach out to Hyatt customer service to make the booking. The best part about this Hyatt Place? Breakfast is free, and because you’re booking with Hyatt points, you don’t have to pay the $38 daily destination fee.
Redemption value: If you were to book six nights over Thanksgiving, that would cost you about $1,827, giving you a redemption value of about 2 cents per point. Plus, think of all the extra activities you can do on Oahu with all the money that you saved by booking with points.
7. Splurge on four nights at a tropical all-inclusive resort
(Photo courtesy of Hyatt Hotels & Resorts)
How to book: If you’re looking to be pampered, you can book four nights at an all-inclusive resort in the Caribbean or Latin America by transferring 100,000 Chase points to World of Hyatt. Pricing for Hyatt’s Category D all-inclusive properties start at 25,000 points a night. For example, you could snag a room with a king bed and an ocean view at the Hyatt Ziva Puerto Vallarta in Mexico.
Redemption value: A sample search for four nights in September came out to roughly $1,380. That comes out to a redemption value of nearly 1.4 cents per point, which is below SS’s valuation of 2.2 cents per Hyatt point. However, that’s still higher than the 1.25 cents per point in value that you’d get when redeeming points through Chase’s travel portal. If you’re set on going to an all-inclusive resort and don’t want to pay the cash amount, paying with points is definitely a viable option.
8. Take a luxurious weekend solo trip to Madrid
(Photo courtesy of Hyatt Hotels & Resorts)
How to book: If you’re looking for a flights and hotel package, consider jetting off to Madrid for the weekend. For East Coast flyers, start your trip off in luxury with lie-flat seats in Iberia business class by transferring 68,000 Chase points to the Iberia Plus program. It can be tough to snag award availability, so you may need to book your flights nearly a year out from off-peak dates to get the cheapest pricing. With your remaining points, transfer 30,000 to World of Hyatt, which should be enough to book two nights at the centrally located Hyatt Regency Hesperia Madrid.
Redemption value: Depending on your origin and dates, business class flights for a weekend trip currently range from $3,000 to $6,000. Even on the cheapest dates, you’re looking at a redemption value of more than 4 cents per point on flights. For a weekend in September, a stay at the Hyatt Regency will cost about $592, a value of about 2 cents per point.
9. Immerse yourself in nature at a five-star hotel in Big Sur
(Photo by Erin Hurd)
How to book: Indulge yourself at the luxurious Alila Ventana Big Sur in California. This is a Category 8 property in the World of Hyatt program — the highest and most expensive hotel level. That also means if you’re not interested in the California coast, you can stay for two nights at any of Hyatt’s most luxurious hotels, including Hawaii’s Grand Hyatt Kauai Resort & Spa, by transferring 70,000 to 90,000 Chase points to Hyatt. If you’re lucky, you might even be able to find three nights at a Category 8 property for just 105,000 points.
Redemption value: A two-night stay in January 2026 at the Alila Ventana Big Sur will cost you about $5,300, or 90,000 Hyatt points. That’s a redemption value of nearly 6 cents per point.
10. Bring your family of five to London in premium economy
(Photo courtesy of Virgin Atlantic)
How to book: Traveling with a big family on points can be expensive, but it doesn’t mean you’re relegated to only ever flying economy. In fact, you can take your family of five from New York to London and back in Virgin Atlantic’s premium economy cabin by transferring 105,000 Chase points to Virgin Atlantic Flying Club. However, you’ll be on the hook for taxes and fees, which will come out to just under $3,000.
Redemption value: Depending on when you fly, premium economy tickets for five people on that route can set you back more than $9,000. After factoring in taxes and fees, that leaves you with a fantastic redemption value of more than 5 cents per point.
11. Fly EVA Air’s business class to Taipei (and beyond)
(Photo by Benjamin Din)
How to book: You can fly one-way to Taipei, Taiwan, from the West Coast on EVA Air’s business class by transferring 75,000 Chase points to the Air Canada Aeroplan program. You can also fly elsewhere in Asia, although it might cost you a bit more. For example, you can fly in business class from San Francisco to Singapore, with a layover in Taipei for 87,500 points. If you find nonstop award availability from New York to Taipei, that’ll also cost 87,500 points.
Redemption value: A one-way business class flight from San Francisco to Taipei in January 2026 costs $3,411. That’ll net you a redemption value of nearly 4.5 cents per point — although keep in mind that one-way international fares are typically more expensive than round-trip prices.