Pros
- The checking account comes with no monthly fees or overdraft fees.
- Customers have access to over 50,000 fee-free ATMs.
- If early direct deposit isn’t enough to cover certain expenses, Chime spots customers up to $200 without a fee.
Cons
- Customers are limited to $515 in cash withdrawals a day and $2,500 for all transactions using the Chime card per day.