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Home»Credit Cards»Best credit cards for big spenders
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Best credit cards for big spenders

March 18, 2025No Comments1 Min Read
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Best credit cards for big spenders
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American Express® Gold Card image

Best for dining and groceries

American Express® Gold Card

Rating: 4.9 stars out of 5

4.9

  • Foodies, gather ’round — the American Express Gold Card offers one of the highest rewards rates (4X points) on restaurants (on up to $50,000 spent per year, then 1X points) and supermarket purchases (on up to $25,000 spent per year, then 1X points), while beefing up its value with credits toward Uber Cash, Dunkin’, Resy and dining partners. And if you also want to use the card for travel, you’ll earn 3X points on flights and 2X points on hotels and other eligible travel purchases through American Express Travel.

  • Green circle with a checkmark inside

    Pros

    • If you use all the credits and maximize your rewards earning, the annual fee is worth it.
    • While travel rewards aren’t the main focus, the card’s rates are still comparable to other travel cards, making the Gold card a one-hit wonder for all your purchases.
    Red circle with an X inside

    Cons

    • Other cash back cards offering rewards on dining and groceries charge a lower or no annual fee.

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See also  Want to score a big credit card welcome offer? Our analysis shows when you might have your best chance
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