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Home»Personal Finance»How Does a Pre-Purchase Inspection for Cars Work?
Personal Finance

How Does a Pre-Purchase Inspection for Cars Work?

April 24, 2025No Comments7 Mins Read
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How Does a Pre-Purchase Inspection for Cars Work?
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A pre-purchase inspection is a comprehensive evaluation done by a qualified mechanic to assess the condition of a used car before you buy it. The goal of a pre-purchase inspection is to identify existing problems and potential future issues before deciding whether to proceed with the purchase.

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Why is a pre-purchase inspection important?

  1. Provides peace of mind. Knowing the exact condition of a used car helps you make an informed decision. It reduces the likelihood of buying a car that leaves you stranded or has major repair bills down the road.

  2. Ensures safety. A PPI includes checking that all safety features are functioning correctly, so you can have greater assurance that you, your passengers and other drivers are protected.

  3. Helps with negotiation. If a mechanic discovers issues during a pre-purchase inspection, it can help you to negotiate a lower car price or request repairs before you buy.

What does a pre-purchase car inspection include?

Usually a standard pre-purchase inspection involves the following, but details can vary depending on the provider.

☐ Exterior inspection. Checks for signs of accidents, flood damage, rust or paint inconsistencies. Includes aspects like tire condition, underbody damage and window cracks.

☐ Interior inspection. Assesses the condition of upholstery, mats, the headliner (ceiling) and seat belts. Includes inside lights, air conditioning, gauges, infotainment and other electrical items.

☐ Mechanical evaluation. Examines the engine, transmission, brakes, steering, suspension and exhaust systems for wear or damage. Includes checking for leaks and missing parts. 

☐ Diagnostic testing. Uses specialized tools to detect error codes or issues within the vehicle’s computer systems.

☐ Test drive. Evaluates the car’s performance, including acceleration, braking and handling.

☐ EV inspections. Includes assessing battery health and whether degradation is normal for the car’s age. 

Where to get a pre-purchase inspection

When deciding where to take a car for a pre-purchase inspection, it’s important to choose the provider yourself. For example, if you’re buying a car from a private seller, don’t rely on a pre-purchase inspection report they provide.

These people and places typically offer pre-purchase inspections.

  • Local mechanics. You may already have a relationship with a trusted mechanic who will provide an unbiased assessment. This could be someone who works independently or for a body shop.

  • Specialized technicians. For specific makes or models, a technician familiar with that brand can provide more detailed insights.

  • Mobile inspection services. These services come to the vehicle’s location, offering convenience, especially for private sales. This is also a good option if you’re buying a car in another state.

  • Dealerships. Some dealerships offer PPIs, but it’s not recommended to have the inspection done at the same dealership where you’re buying the car. If you’re buying from a used car lot, you might get an inspection at the service center of the new car dealership for that brand.

  • National retailer. Some chains, such as tire and oil change businesses, provide car inspections at a lower cost.

🤓Nerdy Tip

If the car is a certified pre-owned (CPO) vehicle, factory-trained mechanics have already inspected it as a requirement for manufacturer certification. CPO cars are also sold with a warranty. A third-party, pre-purchase inspection may not be as critical for a CPO vehicle, but you can still get one if you want the added reassurance.

How much does a pre-purchase inspection cost?

The typical cost of a pre-purchase inspection is about $100 to $300. Prices vary based on where you live, the depth of the inspection and where it’s done. Even though this is an added expense, it can prevent you from buying a damaged car and save you from costly repairs in the future.

Members of AAA and Auto Club may have access to discounts on pre-purchase inspections.

When to schedule a pre-purchase inspection

The best time to arrange a PPI is after you’ve narrowed down your vehicle choices but before you finalize a purchase. This timing ensures that any issues discovered can influence your decision-making process or negotiation strategy. Taking a car for an inspection when you test drive it can save you time.

Frequently asked questions

What if the seller refuses a pre-purchase inspection?

If a seller won’t agree to a third-party inspection, it could be a red flag. A refusal could mean they’re hiding issues, so it may be best to move on to other vehicles.

Is a vehicle history report the same as a pre-purchase inspection?

No, a vehicle history report is helpful but not a substitute for a hands-on inspection. It shows past events, but only an inspection can reveal current mechanical issues.

How do I get a pre-purchase inspection if I buy out-of-state or online?

You can hire a local mechanic or mobile inspection service near the seller’s location. Many services will go to the car, perform the inspection and send you a detailed report.

Also, some online retailers like Carvana and Carmax allow you to return a vehicle within a certain time period. If that’s the case for a car you buy online, make sure to get an inspection before the return window expires.

Do I also have to pay to take the car for a third-party inspection?

To ensure you do not take off with the car, some sellers may ask for a refundable deposit. Dealerships might also ask you to sign a nonbinding purchase agreement.

What if the seller refuses a pre-purchase inspection?

If a seller won’t agree to a third-party inspection, it could be a red flag. A refusal could mean they’re hiding issues, so it may be best to move on to other vehicles.

Is a vehicle history report the same as a pre-purchase inspection?

No, a vehicle history report is helpful but not a substitute for a hands-on inspection. It shows past events, but only an inspection can reveal current mechanical issues.

How do I get a pre-purchase inspection if I buy out-of-state or online?

You can hire a local mechanic or mobile inspection service near the seller’s location. Many services will go to the car, perform the inspection and send you a detailed report.

Also, some online retailers like Carvana and Carmax allow you to return a vehicle within a certain time period. If that’s the case for a car you buy online, make sure to get an inspection before the return window expires.

Do I also have to pay to take the car for a third-party inspection?

To ensure you do not take off with the car, some sellers may ask for a refundable deposit. Dealerships might also ask you to sign a nonbinding purchase agreement.

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