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Home»Credit Cards»How much are points and miles worth in 2025?
Credit Cards

How much are points and miles worth in 2025?

April 29, 2025No Comments1 Min Read
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How much are points and miles worth in 2025?
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Rewards program Baseline value Bankrate value* Estimated value of 50,000 points/miles
American Express Membership Rewards 1 cent
(0.6 cents toward cash rewards)
2.0 cents $1,000
Bank of America travel rewards 1 cent
(1 cent toward cash rewards)
1.0 cents $500
Bilt Rewards 1.25 cents
(0.55 cents toward cash rewards)
2.1 cents $1,050
Capital One miles 1 cent
(1 cent toward eligible travel purchase credits; 0.5 cents for other cash back redemptions)
1.7 cents $850
Chase Ultimate Rewards (Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card) 1.25 cents
(1 cent toward cash rewards)
2.0 cents $1,000
Chase Ultimate Rewards (Chase Sapphire Reserve®) 1.5 cents
(1 cent toward cash rewards)
2.0 cents $1,000
Chase Ultimate Rewards (other Ultimate Rewards cards) 1 cent
(1 cent toward cash rewards)
1.0 cents $500
Citi ThankYou Points (Citi Premier® Card – No longer available) 1 cent
(1 cent toward cash rewards)
1.6 cents $800
Citi ThankYou Points (basic ThankYou points) 1 cent
(1 cent toward cash rewards)
1.0 cents $500
Discover miles 1 cent
(1 cent toward cash rewards)
1.0 cents $500
U.S. Bank FlexPerks 1.5 cents
(1 cent toward cash rewards)
1.5 cents $750
Wells Fargo Rewards 1 cent
(1 cent toward cash rewards)
1.0 cents $500

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See also  Best travel credit cards with 0% intro APRs
Miles Points Worth
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