Credit Cards

Best credit cards for emergencies

May 7, 2025No Comments1 Min Read

Best credit cards for emergencies

Bank of America® Unlimited Cash Rewards credit card for Students image

Best emergency card for students

Bank of America® Unlimited Cash Rewards credit card for Students

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in our Bankrate review

The Bank of America® Unlimited Cash Rewards Credit Card for Students* is a rare no-annual-fee student rewards card that offers impressive introductory APR offers: 15 billing cycles for purchases and any balance transfers made within the first 60 days of account opening (the variable APR applies after the intro period). Not many student credit cards give you the chance to skip interest charges for over a year. Plus, students can enjoy an above-average flat rate for purchases with no purchase categories to track or enroll in.
Pros

This card includes generous introductory APR offers on purchases and balance transfers, so students can gain experience managing debt.

No annual fee means there’s no cost to carry this card.
Cons

This card has a foreign transaction fee, so it may not be the best option if you are studying abroad.

This card is only available to students.

See also Best credit cards with no late fees

cards credit emergencies

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