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Home»Credit Cards»How to make payments with your phone
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How to make payments with your phone

May 12, 2025No Comments1 Min Read
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How to make payments with your phone
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Discover it® Cash Back image

Best for rotating categories

Discover it® Cash Back


Learn More

in our Bankrate review

  • The Discover it® Cash Back is unique on this list because instead of offering cash back on the same categories all year, it changes its rewards categories quarterly. As a cardholder, you’d earn 5 percent cash back in select rotating categories on up to $1,500 spent per quarter (activation required). After hitting that threshold, the rewards rate drops to 1 percent.

    If you’re using mobile wallets to pay for everyday expenses, you’ll likely get a lot of use out of Discover’s rotating categories. Plus, Discover has previously added “digital wallets” as a rotating category before, meaning that anything you paid for through a digital wallet with your Discover card counted in your 5 percent category for that quarter (on up to $1,500, activation required).

    While there’s no guarantee that Discover will make this a rotating category again, adding this no-annual-fee card to your mobile wallet means you’d at least be prepared to take advantage of the category if it ever does.

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See also  What payment companies want from real-time payments | PaymentsSource
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