This card carries plenty of perks and credits that can help you offset its high annual fee. However, high-earners who regularly make transactions of $5,000 or more are the only ones who can make this card’s regular rewards rate match the cash back potential of other cards on this list.
Nonetheless, freelancers and business owners who frequently travel are most likely to make the most of this card because of its generous rewards rates for travel and rental cars.
Pros
The card offers over $1,000 in value from business-related statement credits which can offset your annual fee.
Travel-related statement credits and perks, like airport lounge access and travel insurance.
Cons
The card’s $695 annual fee is difficult to offset unless you’re a high-earner with a big budget.
Its welcome offer spending requirement is hard to reach unless you spend at least $5,000 per month.
