Financial planning doesn’t just calm your fears—it also gives you the confidence to make bold moves! That’s what a new survey of 542 Boldin PlannerPlus subscribers reveals. For Boldin users, planning isn’t about fear or limitation—it’s about clarity, control, and new possibilities.
Survey Snapshot: Just How Confident Are Boldin Subscribers?
An overwhelming 95% of Boldin PlannerPlus subscribers say they feel confident about their financial futures—nearly half (48.6%) report feeling very confident.
When asked, “Do you feel confident about your financial future?” users responded:
- 95% report feeling either very confident or somewhat confident
- 48.6%: Very confident
- 46.4%: Somewhat confident
- 4.3%: Neutral
- <1%: Not confident
Boldin Users Are Far More Confident than Most Americans
Boldin subscribers’ confidence is a fairly dramatic contrast to national surveys, where barely two-thirds of Americans express any financial confidence at all.
The gap is undeniable:
- A study from Allianz Life found that 64% of Americans are worried about running out of money (more than worry about death)
- NerdWallet reports only 47% of Gen X and 62% of Boomers feel confident making financial decisions
- Empower reports that general financial confidence (optimism about achieving financial goals) falls at around 60%
Planning, Not Hoping
What’s behind Boldin subscribers’ confidence? It’s not luck—and it’s definitely not guesswork. Boldin users base their decisions on dynamic modeling, personalized projections, and daily access to a flexible financial roadmap. While many Americans are unsure if they’re on track, Boldin users are planning with purpose—and it shows.
Confidence Translates to Earlier Retirements
And for many, that confidence has already translated into action: 38% of respondents have either retired or plan to retire earlier than they expected, not out of necessity, but because they feel optimistic about their future.
When Boldin asked, “Has using the Boldin Planner changed your retirement timeline?” here’s how users responded:
- 47% said their retirement timing remains about the same as originally expected
- 38% said they now plan to—or already have—retired earlier than they first thought
- 25%: Now plan to retire earlier
- 13%: Already retired earlier than expected
- 15% are still figuring it out
- Only 0.4% report retiring later than planned
Strong Financial Confidence Among Boldin Users is Particularly Striking Given the Uncertain Economy
At a time when the Federal Reserve reports financial uncertainty, Boldin users stand out. The latest Beige Book (June 2025) paints a picture of national unease: businesses are delaying hiring and investment due to unpredictable trade policies and rising tariffs, consumer spending has softened, and several sectors are experiencing stagnation or even contraction. In short, confidence is in short supply.
While the economy wrestles with uncertainty, Boldin Retirement Planner users are proactively modeling their futures, exploring different what-if scenarios, and adjusting plans with flexibility. Rather than being paralyzed by volatility, they’re equipped to move forward with purpose.
Are You a Boldin User? Congratulations!
We like to think that the Boldin Retirement Planner is creating financial confidence, and many of you tell us that it does. But, we also know that the tool attracts people who are interested in making informed decisions and who have been doing so for much of their lives.
So, if this is you, Congratulations!
And, if you aren’t a Boldin user and want to feel great about your money, join us! Start your retirement planning now!