Filing taxes might not be fun, but saving money while doing it definitely is. Luckily, free tools make the process smooth and budget-friendly. No need to waste time searching—these picks stand out for being simple and completely free. Ready to find the best no-cost options? Check out this list now.
H&R Block Online Free Edition
For taxpayers with simple returns, H&R Block’s Free Edition provides step-by-step guidance and reliable calculations at no cost. However, live chat support is not included with the free product and requires upgrading to a paid version. Still, filing with a trusted name brings peace of mind and makes it a solid choice for first-timers or straightforward returns.
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FreeTaxUSA Free Edition
FreeTaxUSA features free federal tax filing, including support for common tax forms like 1040 and Schedule C for self-employed individuals. It accommodates various income types, including wages, dividends, and rental income. State filing is available for a low fee, and the platform also provides error checks, tax calculations, and access to prior year data.
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TaxSlayer Free File Federal
TaxSlayer Free File Federal provides a simple, no-cost way to file federal taxes for straightforward returns, like W-2 income or standard deductions. It includes built-in accuracy checks, customer support, and an error guarantee to protect against penalties. While free for federal, state filing is available at an affordable cost for added convenience.
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E-File.com Free Version
E-File.com’s free version is ideal for straightforward tax returns. It has a simple, user-friendly interface with step-by-step guidance. Key features include an accuracy guarantee and support for some important credits, which depend on eligibility and the forms supported. If your tax situation becomes more complex, upgrading is seamless.
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Cash App Taxes
You can file both federal and state taxes for free, even with complex returns like itemized deductions or self-employment income. The mobile-friendly platform makes filing quick and easy, whether you’re on your phone or computer. Plus, if you’re already using Cash App, it’s super convenient to manage everything in one place—no hidden fees!
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IRS Direct File
For confident DIY filers, you can directly submit your federal taxes through the IRS website without using third-party software. It’s a simple, no-frills process: fill out the forms and file them straight to the IRS. Safe, reliable, and completely free—this is the ideal option if you prefer a straightforward, no-extra-features filing experience.
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IRS Free File Program
Looking for a free way to file your taxes? The IRS Free File Program provides trusted software providers at no cost for individuals and families with an adjusted gross income under $84,000. This secure, government-backed option works well for both simple returns and more complex filings, like claiming deductions or credits, without any hidden fees.
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Tax Counseling For the Elderly (TCE)
The Tax Counseling for the Elderly (TCE) program delivers free, specialized tax help for seniors, focusing on retirement income and pensions. Experienced counselors assist seniors through tax rules to ensure accurate filings and maximize benefits. TCE services are available at community locations, making them easily accessible for retirees in need of assistance.
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AARP Tax-Aide Program
AARP’s Tax-Aide program features free tax filing assistance to individuals 50 and older, available both in-person and online. Trained volunteers handle complex situations, including credits and deductions specific to seniors, like the Senior Tax Credit and medical expenses. The program can be accessed at local community centers, libraries, and other convenient locations nationwide.
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MyFreeTaxes By United Way
For low- to moderate-income filers, MyFreeTaxes gives you a simple way to file federal and state taxes using an easy online tool. It walks you through each step, ensuring you maximize your refund. With trusted support throughout the process, filing becomes stress-free, saving both time and money—without any hidden fees or costs.
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State-Specific Free Filing Programs
Many states have their own free filing programs or partnerships that cater specifically to residents, which provide both state and federal filing options. These programs help save time and money by streamlining the process. By checking your state’s tax website, you may find a tailored solution that meets your needs, without any hidden fees or additional costs.
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Free File Fillable Forms
Free File Fillable Forms is perfect for those comfortable with tax forms and who want full control over their filing. This IRS tool allows you to fill out and submit electronic versions of paper forms online. It’s ideal for taxpayers with simple returns and the confidence to complete forms independently.
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Military OneSource Free Tax Filing
Active-duty military members and their families can take advantage of Military OneSource’s free tax filing service. Tailored to military-specific tax situations, like deployments and special deductions. The platform delivers peace of mind with secure filing options designed specifically for the unique needs of service members.
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GetYourRefund.org
GetYourRefund.org helps low- to moderate-income filers complete and submit their taxes for free. Backed by a nonprofit, the platform focuses on maximizing refunds while simplifying the filing process. Certified tax preparers assist throughout, ensuring accuracy and maximizing credits, which makes it an excellent choice for those who need expert support without the cost.
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IRS Free Tax Help Centers
IRS Free Tax Help Centers provides in-person assistance to taxpayers who need extra guidance with their filings. Trained volunteers assist with tax preparation, answer questions, and ensure accuracy. These centers are especially helpful for those who prefer hands-on support over online filing. Services are available nationwide, providing free, reliable assistance.
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