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Home»Credit Cards»Best credit union credit cards
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Best credit union credit cards

July 30, 2025No Comments1 Min Read
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Best credit union credit cards
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Best for bad credit

DCU Visa® Platinum Secured Credit Card

  • The DCU Visa® Platinum Secured Credit Card* is a solid credit-building option if you have bad credit and can’t access unsecured credit cards. It offers a fairly low variable APR and minimal fees. However, it requires a minimum deposit of $500, which can be higher than other secured cards.

    You can join the Digital Federal Credit Union if you or a family member works for an eligible employer, lives, works, worships or attends school in an eligible community or is a member of a participating organization.

  • Green circle with a checkmark inside

    Pros

    • The APR is one of the lowest available for cards with bad credit.
    • There are no barriers to membership with the credit union.
    Red circle with an X inside

    Cons

    • The minimum security deposit may be too high for some people.
    • You won’t earn any rewards with this card, meaning you’ll want to upgrade to a better card once you’ve built your credit.

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