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Home»Credit Cards»Best credit cards for military members
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Best credit cards for military members

September 9, 2025No Comments1 Min Read
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Best credit cards for military members
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USAA Cashback Rewards Plus American Express® Credit Card image

Best for military base spending

USAA Cashback Rewards Plus American Express® Credit Card*


Learn more

in our Bankrate review

  • This is a great card for any military member living on or close to a military base because it has a generous cash back rate for military purchases made on bases. It also doesn’t sacrifice any rewards value for some common everyday purchases like gas and groceries, which are both included in this card’s boosted categories.

  • Green circle with a checkmark inside

    Pros

    • Earn boosted cash back for everyday purchases and those made on military bases, which can include a broad range of items most card issuers would consider “all other purchases.”
    • Qualify for an ongoing APR that’s lower than the APR on even some credit union cards.
    Red circle with an X inside

    Cons

    • This card does not offer a sign-up bonus, which is typically a very valuable one-time offer that rivals the annual rewards potential of most cards.
    • It caps bonus category rewards at $3,000 in spending per year, which is quite a low ceiling.

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See also  Guide to pooling credit card rewards with family
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