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Home»Loans»The best debt consolidation loans for bad credit in 2025
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The best debt consolidation loans for bad credit in 2025

January 10, 2025No Comments1 Min Read
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The best debt consolidation loans for bad credit in 2025
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Upstart

Upstart

Rating: 4.5 stars out of 5

4.5


Learn more

in our Bankrate review

  • Upstart might be a good choice if you have a thin credit profile — you don’t necessarily need a credit score to qualify. The lender uses an untraditional approval model, looking at factors outside of your credit, like your education and employment.

  • Green circle with a checkmark inside

    Pros

    • Considers nontraditional factors.
    • High loan amount.
    • Fast funding.
    Red circle with an X inside

    Cons

    • Origination fee up to 12 percent.
    • No joint or co-signer option.
    • Limited repayment terms.

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See also  What are small business loans and how do they work?
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