Ally Bank vs. Marcus by Goldman Sachs

	Ally Bank	Marcus by Goldman Sachs
Bankrate score	5.0	N/A
Monthly fees	None	N/A
Minimum deposit to open	None	N/A
APY	0.10% – 0.25%*	N/A
Overdraft fee	None	N/A
Features	No overdraft or low daily balance fees. Early direct deposit is available. Fee-free access to more than 75,000 ATMs through the Allpoint and MoneyPass networks. Mobile check deposit is available. Access to Zelle. Free overdraft service called CoverDraft is available.	N/A
What to watch for	Outgoing domestic wire transfers cost $20 per transfer.	N/A
Note: Annual percentage yields (APYs) shown are as of August 28, 2025, and may vary by region for some products.*Balances less than $15,000 earn 0.10 percent APY, while balances above that threshold earn 0.25 percent APY.

Trump appeals ruling allowing Fed Gov. Cook to remain