Best 0% intro APR business credit cards

Best for a generous welcome bonus

The Wells Fargo Signify Business Cash Card offers an impressive combination of a high flat rate — unlimited 2 percent cash rewards on all eligible purchases — and a high welcome bonus — $500 cash rewards bonus after spending $5,000 in the first three months. Your rewards are redeemable for travel or gift cards. And you’ll get 12 months of 0 percent intro APR before a variable APR of 17.49 to 25.49 percent kicks in.
Pros

After opening the account, get a good welcome bonus, 12 months of no interest and 2 percent cash rewards on eligible purchases.

You’ll get a complimentary Priority Pass membership, which lets you enter a number of airport lounges for only a “pay as you go” fee.
Cons

To apply for the card, you must be a Wells Fargo customer with a checking or savings account that’s been open for at least two months.

Wells Fargo rewards are valued slightly lower than competitors because they have a limited list of travel transfer partners.

Here’s the earned income tax credit eligibility for 2025 returns