Best cards for cosmetic procedures

The Wells Fargo Reflect® Card is one of the best in the game for intro APR offers. New cardholders have 21 months of 0 percent interest to pay off a big purchase before a jump of 17.24%, 23.74%, or 28.99% Variable APR. Ideally, you’ll want to pay off the balance by then.

It’s also a balance transfer card, in case you want to charge your cosmetic procedure to another card for rewards and then transfer the balance to this card. Just keep in mind there’s a 5%, min: $5 balance transfer fee.