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Home»Credit Cards»Best credit cards for bills and utility payments
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Best credit cards for bills and utility payments

January 7, 2026No Comments1 Min Read
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Best credit cards for bills and utility payments
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Card name Best for Highlights Annual fee Recommended credit score
Citi Double Cash® Card Flat-rate cash back 2% cash back on all purchases (1% when you buy, 1% when you pay) $0 670–850
Blue Cash Preferred® Card from American Express Groceries and streaming services 6% cash back on U.S. supermarkets (up to $6,000 per year, then 1%)
6% cash back on select U.S. streaming subscriptions
3% cash back at U.S. gas stations and transit services
$0 intro annual fee for the first year, then $95. Good to excellent
Wells Fargo Active Cash® Card Cellphone bills 2% cash rewards on purchases $0 670–850
Bank of America® Customized Cash Rewards Secured Credit Card* Bad credit 3% cash back in a category of your choosing
2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined 2% and 3% category purchases, then 1%)
$0 No credit history

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