The U.S. Bank Cash+ Visa Signature Card is a good choice to help you earn cash back rewards without the limitations of a store-specific credit card. It allows you to select two 5 percent bonus categories and one 2 percent bonus category each quarter for boosted rewards. Since one of the 5 percent categories includes department stores, you can earn at well-known retailers like Nordstrom, Macy’s, Kohl’s, Saks Fifth Avenue and more.
Pros
You can take advantage of an introductory APR on purchases with this card.
Tailor cash back rewards to the products and services you spend the most on.
Cons
The card requires you to re-select from rotating bonus categories every quarter, or it defaults to the base rate of earning 1 percent on all purchases.
This card does have a spending cap on its bonus categories, so your earnings will be limited.
