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Home»Credit Cards»Best Credit One credit cards
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Best Credit One credit cards

August 27, 2025No Comments1 Min Read
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Best Credit One credit cards
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Credit One Bank® Platinum Visa® for Rebuilding Credit image

Best for rebuilding credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

  • The Credit One Bank® Platinum Visa® for Rebuilding Credit* might be worth considering if you want an unsecured credit card that earns rewards while helping rebuild your credit.

    You’ll get the same rewards as the no-fee Platinum card, free access to your Experian credit score on your monthly statement (enrollment required), regular reviews for credit increases and the ability to pick your payment due date. Your annual fee will be $75 for the first year. After that, $99 annually ($8.25 per month).

    Because this card is designed to help you build or rebuild credit, your goal should be to use the card responsibly to improve your credit so that you have access to better card options down the line.

     

  • Green circle with a checkmark inside

    Pros

    • You’ll earn rewards in multiple categories, a rarity for cards geared toward rebuilding credit.
    • You won’t need a security deposit to open this card.
    Red circle with an X inside

    Cons

    • You’ll likely start with a lower credit limit compared to opening a secured card.
    • The annual fee increases in the second year and can significantly reduce your credit limit.

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