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Home»Mortgage»Best mortgage lenders for bad credit in 2024
Mortgage

Best mortgage lenders for bad credit in 2024

October 19, 2024No Comments1 Min Read
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Best mortgage lenders for bad credit in 2024
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US Bank Logo

U.S. Bank


Learn more

in our Bankrate review

    • Availability: All U.S. states
    • Loans offered: Conventional, jumbo, FHA, VA, USDA
    • Credit requirements: 620 for conventional loans, 740 for jumbo loans
    • Down payment minimum: 5% for conventional loans, 3.5% for FHA loans, none for VA and USDA loans
    • Where to find: Branch locations and online

  • Green circle with a checkmark inside

    Pros

    • Several down payment and closing cost assistance programs; discounts for banking customers
    Red circle with an X inside

    Cons

    • Requires a higher credit score to qualify; refinance timeline can be lengthy

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See also  What Is a Non-QM Mortgage and Who Qualifies?
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October 18, 2025
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