Vicky Parry
2nd Oct 2025
Reading Time: 3 minutes
Cyberattacks are becoming increasingly sophisticated, and no one is immune — not even older relatives who may not be as tech-savvy. In 2025, UK cyber threats are more complex and pervasive than ever, from ransomware locking down major businesses to the proposed BritCard digital ID, which could make personal data a prime target for hackers.
Protecting yourself isn’t just about safeguarding your money — it’s about protecting your identity, your family, and even friends who may be more vulnerable. These attacks can be subtle, convincing, and devastating, so understanding the risks and acting proactively is crucial.
This article explains the biggest cybersecurity threats in the UK today, offers real-life examples, and provides practical steps you can take to stay safe — including solutions for even the most radical scenarios.
1. Ransomware: The Silent Business and Family Threat
The Threat:
Ransomware attacks encrypt your data and demand a payment to unlock it. They’re no longer limited to large businesses — families and small businesses are now targets too.
Case Study:
In April 2025, Marks & Spencer faced a major ransomware attack that disrupted operations and exposed sensitive data. The breach reportedly cost the company around £300 million in lost revenue. Source
- Regularly back up important files to encrypted cloud storage or external drives.
- Teach relatives to recognise phishing emails and suspicious links.
- Maintain an updated incident response plan, even for home networks.
2. BritCard: Convenience vs Risk
The Threat:
The UK government’s proposed BritCard digital ID aims to simplify access to services but could centralize personal data, making it a prime target for hackers.
Public Concern:
Support for the BritCard has dropped from 57% to 42% after security concerns emerged. Source Hackers gaining access could potentially steal identities and commit fraud.
- Encourage older relatives to use strong, unique passwords.
- Enable multi-factor authentication wherever possible.
- Be cautious with digital ID and government apps until systems are proven secure.
3. AI-Powered Cybersecurity: A Double-Edged Sword
The Threat:
AI isn’t just for defence — cybercriminals also use AI for fraud, phishing, and deepfake attacks.
Case Study:
A UK financial institution lost $25.6 million in 2025 when attackers used AI-generated voices to impersonate executives and authorize fraudulent transactions. Source
- Use AI-powered security software for devices and networks.
- Keep an eye out for unusual requests or communications that may be fake.
- Educate relatives about common AI-facilitated scams.
4. Cyber Insurance: A Safety Net
The Threat:
Even with precautions, cyberattacks happen. Cyber insurance helps mitigate financial damage.
Case Study:
According to Coalition’s 2025 Cyber Claims Report, ransomware remains the most costly cyberattack type, but insurance can help businesses recover faster. Source
- Businesses and freelancers should explore comprehensive cyber insurance policies.
- Review policies regularly to ensure coverage keeps pace with evolving threats.
- Combine insurance with strong cybersecurity practices for maximum protection.
5. Radical Solutions: Decentralized Digital IDs
The Threat:
Centralized digital ID systems like BritCard can be a single point of failure if hacked.
Case Study:
Estonia’s blockchain-based digital ID system offers a secure alternative, giving citizens control over their data while enabling access to government and private services.
- Support or advocate for decentralized digital ID systems.
- Learn about blockchain-based security solutions for online services.
- Educate friends and family on how these systems reduce personal risk.
Conclusion
Cybersecurity in 2025 isn’t optional — it’s essential. The UK is facing a complex threat landscape, and attacks are sophisticated enough to target anyone, including older or less tech-savvy relatives. By staying informed, improving personal security habits, using AI-driven tools, and exploring radical solutions like cyber insurance and decentralized digital IDs, you can protect yourself and those around you.
Take Action Today:
- Review passwords and security settings.
- Educate your family on phishing and fraud.
- Consider cyber insurance and AI security tools.
- Stay informed about emerging threats like the BritCard.