The Capital One Platinum Credit Card doesn’t offer rewards but it allows you to build your credit score without an annual fee or a security deposit. You’ll likely start off with a low credit limit, but Capital One will review your account for a credit limit increase in as little as six months. The Capital One Platinum is potentially available to people without a credit history, but you can also check if you’re prequalified online. That way you can assess your likelihood of being approved for this credit card before you fill out a full application or submit to a hard credit check.
