SoFi
Learn more
in our Bankrate review
Bankrate’s view
With SoFi, you can add a co-borrower when you apply. Combining your income with that of a co-borrower can lower your debt-to-income ratio and make it easier to qualify for a $100,000 loan. This feature makes SoFi a solid choice to get a six-digit loan amount.
Pros
- Joint borrowers accepted
- Autopay discount
- Optional origination fee
Cons
- High maximum APR
- No cosigner option
- Limited customer support hours