How to get preapproved for an American Express credit card

The Blue Cash Preferred® Card from American Express is one of the best credit cards for groceries due to its exceptional earning rate of 6 percent cash back at U.S. supermarkets (up to $6,000 in spending per year, then 1 percent). You can also earn a generous welcome bonus. Just remember that this cash back card only lets you redeem your rewards for statement credits.

• Rewards rate: 6 percent cash back on U.S. supermarket purchases (up to $6,000 per year, then 1 percent); 6 percent back on select U.S. streaming subscriptions; 3 percent cash back on transit; 3 percent back on U.S. gas station purchases; 1 percent back on other purchases
• Welcome offer: Earn a $250 statement credit after you spend $3,000 in purchases on your new card within the first six months
• Annual fee: $0 annual fee for the first year, then $95