| Issuer loan | How it works | Limits |
|---|---|---|
| Amex Send | Send money to Venmo or PayPal recipients through Amex Send, and amount appears on your statement, subject to card’s purchase APR | Send up to $10,000 per transaction, subject to rolling 30-day transaction limits |
| My Chase Loan | Borrow against credit limit with fixed monthly payments at rate lower than your card’s standard APR, with funds deposited to your bank account in 1 to 2 days | Minimum $500, with maximum depending on your monthly spending, creditworthiness and other factors |
| Citi Flex Loan | Borrow against your credit limit at your card’s purchase APR, with money received as a direct deposit or check | Minimum $500, with maximum depending on your income, credit limit and other factors |
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