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Home»Banking»Nearly 1 in 4 Americans have zero emergency savings — these under-the-radar strategies can help
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Nearly 1 in 4 Americans have zero emergency savings — these under-the-radar strategies can help

August 16, 2025No Comments1 Min Read
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Nearly 1 in 4 Americans have zero emergency savings — these under-the-radar strategies can help
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Photo of Molly Gilpin

How this saver uses savings buckets:

Molly Gilpin, a 30-year-old in Austin, Texas, finds saving money empowering. She began prioritizing saving money when she was 24 and now has about $20,000 saved. Opening an HYSA with an online bank allowed her to easily set aside savings and compartmentalize her savings into a travel fund, emergency savings and other buckets. 

“(Buckets) makes it a little bit more exciting to see the money in there,” Gilpin says.

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See also  7 Effective Strategies To Help You Avoid New Debt In 2025
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