Close Menu
  • Home
  • Finance News
  • Personal Finance
  • Investing
  • Cards
    • Credit Cards
    • Debit
  • Insurance
  • Loans
  • Mortgage
  • More
    • Save Money
    • Banking
    • Taxes
    • Crime
What's Hot

Redfin Expects Flat Mortgage Rates, Falling Home Prices for Remainder of 2025

May 29, 2025

Stocks making the biggest moves after hours: NVDA, CRM, HPQ

May 29, 2025

Tariffs raised costs for 7 in 10 large US firms: Survey

May 29, 2025
Facebook X (Twitter) Instagram
Facebook X (Twitter) Instagram
Smart SpendingSmart Spending
Subscribe
  • Home
  • Finance News
  • Personal Finance
  • Investing
  • Cards
    • Credit Cards
    • Debit
  • Insurance
  • Loans
  • Mortgage
  • More
    • Save Money
    • Banking
    • Taxes
    • Crime
Smart SpendingSmart Spending
Home»Personal Finance»New Citi Strata Card: $0 Annual Fee, Up to 5X Back on Spending
Personal Finance

New Citi Strata Card: $0 Annual Fee, Up to 5X Back on Spending

May 27, 2025No Comments2 Mins Read
Facebook Twitter LinkedIn Telegram Pinterest Tumblr Reddit WhatsApp Email
New Citi Strata Card: alt=
Share
Facebook Twitter LinkedIn Pinterest Email

Image courtesy of Citi

Existing holders of the Citi Rewards+® Card will automatically be moved to the Citi Strata card on July 20, 2025. Applications for new cardholders will open in late 2025.

The reward rates on the Citi Strata are a major improvement over its predecessor. The Citi Rewards+® Card earns 2 ThankYou points per $1 spent at supermarkets and gas stations up to a combined annual spend of $6,000, and 1 ThankYou point per $1 on all other purchases. By comparison, the Citi Strata earns the following rewards:

  • 5x ThankYou points on hotels, car rentals and attractions booked on cititravel.com.

  • 3x ThankYou points at supermarkets.  

  • 3x ThankYou points on select transit and gas/EV stations.

  • 3x ThankYou points on an eligible self-select category of your choice including fitness clubs, select streaming services, live entertainment, cosmetic stores/barbershops/hair salons or pet supply stores.  

  • 2x ThankYou points at restaurants.  

  • 1x ThankYou points on all other purchases. 

The card also has a limited-time welcome offer for new cardholders: 30,000 ThankYou points after spending $1,000 within the first 3 months of account opening. One ThankYou point is worth 1 cent when redeemed for cash, so that welcome bonus is worth $300. Another new cardholder benefit is a 0% intro APR on purchases and balance transfers for 15 months, then a variable APR 19.24%-29.24% will apply.

Other redemption options include gift cards and a statement credit. ThankYou points earned with the Citi Strata may also be transferred to a few of Citi’s travel partners: Choice Privileges, JetBlue and Wyndham Rewards. Citi has more travel partners beyond those three, but you need the Citi Strata Premier℠ Card or the Citi Prestige® Card to access them.

See also  GasBuddy Launches Charge Card for Additional Fuel Savings

Notably, some of the features that made the Citi Rewards+® Card unique — including its 10% points bonus on the first 100,000 points redeemed annually, and its automatic rewards “roundup” to the nearest 10 points on each purchase — will not be ongoing features of the new Citi Strata Card. However, those who opened a Citi Rewards+® Card between July 20, 2024, through July 19, 2025, will retain the points bonus and roundup feature until July 19, 2026, a Citi spokesperson confirmed.

Information related to the Citi Rewards+® Card and the Citi Prestige® Card has been collected by SS and has not been reviewed or provided by the issuer of these products.

Source link

annual Card Citi fee spending Strata
Share. Facebook Twitter Pinterest LinkedIn Tumblr Telegram Email
Previous ArticleBest online banks that take cash deposits
Next Article What to Do With Your TSP Account When You Retire

Related Posts

Maximizing Annual Leave & Sick Leave

May 28, 2025

12 Ways to Reach a Credit Card’s Minimum Spend Requirement

May 28, 2025

What are flexible spending accounts (FSAs) and how do they work?

May 28, 2025
Add A Comment
Leave A Reply Cancel Reply

Top Posts

Chinese smartphones tout AI ahead of Apple Intelligence launch

October 28, 2024

Top Mortgage Lenders in Ohio

May 28, 2025

Here’s how to pay for taxes on your Roth IRA conversion, advisors say

December 10, 2024
Ads Banner

Subscribe to Updates

Subscribe to Get the Latest Financial Tips and Insights Delivered to Your Inbox!

Stay informed with our finance blog! Get expert insights, money management tips, investment strategies, and the latest financial news to help you make smart financial decisions.

We're social. Connect with us:

Facebook X (Twitter) Instagram YouTube
Top Insights

Redfin Expects Flat Mortgage Rates, Falling Home Prices for Remainder of 2025

May 29, 2025

Stocks making the biggest moves after hours: NVDA, CRM, HPQ

May 29, 2025

Tariffs raised costs for 7 in 10 large US firms: Survey

May 29, 2025
Get Informed

Subscribe to Updates

Subscribe to Get the Latest Financial Tips and Insights Delivered to Your Inbox!

© 2025 Smartspending.ai - All rights reserved.
  • Contact
  • Privacy Policy
  • Terms & Conditions

Type above and press Enter to search. Press Esc to cancel.