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In case you’re unaware, mortgage lenders pull a tri-merge credit report when you apply for a mortgage, whether it’s for a home purchase or a refinance.The general…
Check out the companies making headlines in midday trading. ServiceNow — Shares of the software company fell nearly 3% after it said it would acquire cybersecurity startup…
To the Editor,Processing ContentRecent commentary portraying deposit insurance parity as a giveaway to credit unions (ICBA’s support of higher FDIC coverage is a gift to credit unions,…
Many federal employees and retirees own IRAs, both traditional IRAs and Roth IRAs. IRA owners are advised to name a beneficiary of their IRA, ideally when the…
The U.S. Capitol in Washington, Dec. 8, 2025. Graeme Sloan/Bloomberg via Getty ImagesIt’s a near certainty that enhanced subsidies for health insurance purchased on the Affordable Care…
Real innovation doesn’t stem from wiping out community banks or forcing consolidation. Innovation comes from fair competition, secure data protocols, and clear rules that apply equally to…
At the end of each year, the editorial staff at American Banker predicts who will have the biggest impact on the banking industry in the year ahead.…
Key insight: St. Louis fraudster combined a decades’ old scam with modern technology to abscond with $6 million from banks.What’s at stake: Bank fraud works because the…
Loan
View MoreKey Insight: While bank CEOs don’t typically weigh in on political debates or discuss government…
Key Insight: Acting Consumer Financial Protection Bureau Director Russell Vought claims the CFPB will run…
Every year, Hillary Lanier puts her holiday shopping on credit, racking up debt that takes…
Key insights: In American Banker’s global payments and fintech roundup, Visa is expanding its agentic…
Does your loan purpose matter? Yes — here’s why Source link