| Popular personal loan lenders’ origination fees | |
| Lender | Fee |
| Achieve | 1.99% to 8.99% |
| Alliant Credit Union | None |
| American Express | None |
| Best Egg | 0.99% to 9.99% |
| Citibank | None |
| Discover | None |
| Happy Money | 0% to 5% |
| Laurel Road | None |
| LendingPoint | Up to 10% |
| LightStream | None |
| Navy Federal Credit Union | None |
| M&T Bank | None |
| PenFed Credit Union | None |
| Prosper | 1% to 9.99% |
| SoFi | 0% to 7% (optional, to lower your interest rate) |
| Splash Financial | 0% to 12% |
| TD Bank | None |
| Upgrade | 5% |
| USAA | None |
| Upstart | 0% to 12% |
| U.S. Bank | None |
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