FHA mutual mortgage insurance fund reports stable ratios Banking January 1, 2026 The Federal Housing Administration’s mortgage insurance fund capital ratios were largely stable this past federal fiscal year, its annual report,…
High DTI Ratios Continue to Be the Leading Cause of Mortgage Denial Mortgage May 1, 2025 Last year marked yet another year where high debt-to-income income ratios were the leading cause of denial for mortgage applicants.While…