Browsing: Understanding
Student loan consolidation is often confused with general debt consolidation, but the two are not the same. Debt consolidation usually…
How much student loan debt is in the U.S.? The answer might surprise you. Outstanding student loan debt (including both…
Roth IRAs and Roth 401(k)s offer powerful tax advantages, especially for those aiming to retire early. But the IRS 5-year…
At Boldin, we’re committed to helping you make smart, confident financial decisions. One of the key tools we use to…
When it comes to credit card use, most people fall into one of two groups: transactors or revolvers. These terms…
Retirement plan rollovers are an important part of a federal employee’s overall retirement savings. This is especially true for a…
Borrowing money is something many people do at some point—whether it’s to cover an emergency, combine other debts, or pay…
When you use a credit card, the term APR (annual percentage rate) plays a crucial role in determining the cost…
Understanding the basics of financial statements is really important, whether you’re running a business or just diving into finance. Among…
Your net worth tells you—and others—a lot about your level of financial well-being. A high net worth can be a…