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Home»Loans»10 alternatives to personal loans and who they’re for
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10 alternatives to personal loans and who they’re for

February 12, 2025No Comments1 Min Read
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10 alternatives to personal loans and who they’re for
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Benefits

  • Comes with a draw period of several years to use and pay down the credit as needed.
  • Repayment terms can last up to 30 years between the draw and repayment period.
  • Rates may be better than personal loans for fair and good credit borrowers.

Drawbacks

  • You could lose your home if you can’t repay the credit extended.
  • Interest rates may vary until you finish your draw period.
  • Processing can take several weeks when establishing your line of credit.

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See also  The ultimate guide to federal student loans
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