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Home»Credit Cards»Best credit cards with annual credits
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Best credit cards with annual credits

January 13, 2025No Comments1 Min Read
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Best credit cards with annual credits
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Best for dining credits
American Express® Gold Card image

American Express® Gold Card

Rating: 4.9 stars out of 5

4.9


Learn More

in our Bankrate review

  • The Amex Gold card is one of the top cards for foodies, offering exceptional reward rates and plentiful dining credits. You can get monthly dining-related credits with Dunkin, Grubhub and other select merchants, and Uber Eats, which gives you credits for just about any level of food purchase. The card has recently added a semi-annual credit for Resy restaurants, offering high-end options. If dining is a significant expense for you, this card is an optimal choice.

  • Green circle with a checkmark inside

    Pros

    • The food credits and top reward rates are a powerful combination for foodies.
    • Regular shopping at restaurants and U.S. supermarkets can provide substantial reward returns.
    Red circle with an X inside

    Cons

    • The numerous credits can make the card feel like a glorified coupon book.
    • Since the card offers little value beyond food-related credits and purchases, the cost may be difficult to justify.

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